Construction loan or equity release? Two ways to fund your renovation
Planning a major renovation? Most people assume they need a construction loan but for many homeowners an equity release is the smarter move. Here is how both options work and how to choose between them.
First home buyers: why waiting for 20% can be a big mistake
Saving a 20% deposit sounds responsible but in many cases it is costing first home buyers more than it saves them. Here are the real options available to get into the market sooner.
Property investment 101: how to use equity to start your portfolio
If you already own a home you might have the deposit for your next property sitting right under your roof. Here is how equity works, how to calculate what you can access, and how to structure it without putting your home at risk.
The borrowing reality check: your capacity is not set in stone
Most people think their borrowing capacity is a fixed number. It is not. Here is why three different lenders can give you three very different answers and what that means for your property budget.
Welcome to 2025: how to make it your year in property
This year's shaping up to be a game-changer - for those ready to make bold moves. With whispers of interest rate changes (finally, some relief!), an election on the horizon, and a cooling property market, the conditions are primed for opportunity. Whether you're buying, investing, renovating, or looking to save on your mortgage, now's the time to get ahead of the curve.
5 things you cannot ignore when refinancing
Refinancing can save you thousands, but only if you get these five things right. Here's what most people overlook before they switch lenders.
5 tips to help build wealth through releasing equity
Do you find yourself considering other methods of building wealth? Tapping into your home’s equity to fund an investment is a smart move if done right, but there are a few things you should consider first. Here’s a breakdown of the top five factors to keep in mind before you start leveraging your home’s value for new opportunities.
5 steps to avoid costly First Home Buyer mistakes
Buying your first home? It's an exciting adventure with endless possibilities. To help you navigate the process like a pro, we've put together the top five must-do's every first home buyer should know. These steps will not only help you wrap your head around the financial side, and ensure you're ready for every twist and turn.