Are you auction ready?

Three steps to see your true cost to buy:
deposit, loan, and repayments, with stamp duty included.

1
Property
2
Your savings
3
Loan details
✓
Results
Step 1 of 3
Tell us about the property

Select your state, set a target price, and add your stamp duty figure so your numbers are accurate from the start.

All repayments are principal and interest. If you are looking at interest-only repayments, the figures will be different. Reach out to Andrew to run through your specific scenario.

A rough figure is fine — you can adjust later
$
$900,000

Stamp duty varies by state and buyer type. Get your figure from the official calculator, then enter it below.

Calculate NSW stamp duty
Leave blank to skip — your results will note it is excluded
$
Step 2 of 3
What are you working with?

How much cash do you have, and what are the other purchase costs to account for?

Cash available for the deposit — not including purchase costs or stamp duty
$
Conveyancer, building inspection, finance fees. Stamp duty is already captured in Step 1.
$
Step 3 of 3
What are your loan details?

Use your pre-approval rate, or a benchmark estimate if you do not have one yet.

% p.a.
2% 12%
Select a common term or type any value between 1 and 35 years
yrs
Your scenario
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Estimated monthly repayment
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Loan needed
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Principal
LVR
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Deposit used
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Rate / term
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P&I
Total upfront costs
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Your LVR is above 80% — lender's mortgage insurance (LMI) will likely apply. This is an additional upfront or capitalised cost not shown above. Speak with AJ for a precise estimate before bidding.

Stamp duty was not included — calculate yours for the full picture:

Calculate stamp duty →

These figures are indicative only and do not constitute financial advice. Repayments are calculated on a principal and interest basis and exclude lender fees, LMI, and any other costs not entered above. Borrowing capacity depends on your individual financial position. Always confirm your numbers with your broker before bidding.